Outcomes
By the end of this training course, trainees will be able to :
- Analyze financial statements of corporate entities operating in various economic sectors and industries;
- Identify financial strengths and weaknesses of companies for banking and credit purposes;
- Make lending and other recommendations to the management and the credit committee of the bank based on the above financial analysis results.
Target Group
- Corporate bankers, credit officers, investment analysts, management trainees and those who are involved in extracting a meaning from financial statements such as financial auditors.
Contents
- An overview of the three major types of financial statements; balance sheet, income statement and cash flow statement.
- Identification of various elements of financial statements and their respective accounting treatments.
- Analyzing financial statements using vertical analysis and horizontal analysis.
- Calculating financial ratios such as; profitability, efficiency, liquidity and leverage ratios.
- Introduction to various types of ratio analysis such as time series analysis and cross-sectional analysis of financial ratios.
- Industry analysis and qualitative analysis of financial information.
- Reporting and advising on the results of financial statement analysis to management for decision making.
- An overview of the credit report.
- Cases study.