Day 1: Understanding the Digital Currency Landscape

Morning Session:

• Opening Ceremony
• Keynote: "The Future of Money: From Gold Coins to Digital Tokens"
• Session 1:
  
  • Introduction to CBDCs: What they are, why they matter
  • Global trends: Current Status, Success stories and ongoing pilots
  • Common digital currencies and cryptos

Afternoon Session:

• Session 2:
  
  • Introduction to Cryptocurrencies: Bitcoin, Ethereum, Stablecoins
  • Differences between decentralized and centralized digital currencies
• Interactive Discussion:
  
  • CBDCs vs. Cryptocurrencies: Competing models or complementary forces?

Day 2: Shari’ah Analysis and Ethical Considerations

Morning Session:

• Session 3:
  
  • Cryptocurrencies and Shari’ah:
    
    • Money vs. commodity debate
    • Gharar (uncertainty), Maysir (gambling), and Riba (interest) concerns
• Session 4:
  
  • CBDCs and Shari’ah:
    
    • Can a CBDC be designed Shari’ah-compliant?
    • Trust, transparency, and zakat collection opportunities

Afternoon Session:

• Groups Discussion and project:
  
  • Project, Bankers, Scholars, regulators, economists, and legal experts debate "Are Cryptocurrencies Halal or Haram?"
• Case Study Review:
  
  • Malaysia, Bahrain, and UAE experiences in regulating digital assets within Islamic frameworks

Day 3: Policy, Governance, and Innovation for Islamic Finance

Morning Session:

• Session 5:
  
  • Regulatory approaches to CBDCs: Jordan’s future outlook
  • Crypto regulations: What Islamic finance stakeholders must demand
• Session 6:
  
  • Innovation for Good:
    
    • Smart contracts for Islamic finance
    • Waqf tokenization and Zakat distribution using blockchain

Afternoon Session:

• Workshop Breakout Groups:
  
  • Drafting Policy Recommendations for Jordanian regulators, Islamic banks, and fintechs
• Closing Session:
  
  • Presentation of Group Outcomes
  • Summary of Learnings
  • Certificate Distribution